Rarely available ground floor ranch condo with full finished basement in Timbers Club!!! Only a 5 minute walk to the river, or a 10 minute walk to downtown St. Charles! With 2 bedrooms and 1 bath on the main floor, and another legal bedroom, family room and full bath in the full finished basement - this unit is much larger than it appears! Including many other desirable features like a walk-in closet in the primary bedroom, a wood-burning fireplace in the living room and large wooden deck off the back overlooking open green space (deck accessible by both the kitchen and living room). Plus, the attached 1 car garages enters directly into the unit (not into the common hallway)! This home also features all new windows and sliding glass doors '22, new wood deck floor '23, new kitchen sink & faucet '22, newly remodeled main floor bathroom '22, new water softener '22, water heater '21, Carpet '18, A/C '16. Carpets and unit all freshly cleaned and move-in ready!